Financing
Financing Plans
Fixed Rate Financing
Key Features
- Fixed APR: 13.99%
- Loan Term: 120 months
- Monthly Payment Estimate: $15.52 per $1,000 financed
Why Choose Plan 2833?
Plan 2833 offers a predictable monthly payment with a fixed rate, helping you budget with confidence while spreading out the cost of your home improvement project.
Plan Disclosure
Plan 2833. Subject to credit approval. Loan term is 120 months at fixed rate of 13.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 13.99% APR, 120 monthly payments of $15.52. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Deferred Interest with Payments
Key Features
- APR Range: 17.99% – 24.99% (based on creditworthiness)
- 15-Month Promo Period: No interest if the full balance is paid within this period
- Monthly Payments Required: Ensures progress toward your balance
Why Choose Plan 4158?
Enjoy the flexibility of deferred interest while making affordable monthly payments. This plan is ideal if you plan to pay off your loan within the promotional period.
Plan Disclosure
Plan 4158. Subject to credit approval. Rates range from 17.99% – 24.99% APR. Loan amount and rate will vary based on your income and creditworthiness. 15 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 69 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Flexible Long-Term Financing
Key Features
- APR Range: 11.99% – 22.99% (based on credit worthiness)
- Loan Term: 120 months
- Monthly Payment Estimate: $21.35 per $1,000 financed
Why Choose Plan 9991?
Designed for long-term projects, Plan 9991 provides competitive rates and manageable payments, ensuring your project stays within reach.
Plan Disclosure
Plan 9991. Subject to credit approval. Loan term is 120 months and rates range from 9.99% – 22.99% APR. Loan amount and rate will vary based on your income and creditworthiness. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 22.99% APR, 120 monthly payments of $21.35. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Program Disclosure
GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC (“GSS”, NMLS #1416362, www.nmlsconsumeraccess.org) is a financial technology company that manages the GreenSky® program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.
Frequently Asked Questions
Why should I finance my project instead of paying cash or a credit card?
How do I apply?
What type of credit is available?
How long do I have to use my loan?
Can you provide some plan & payment examples?
Plan 2833:
Fixed Rate 13.99% APR for 120 Months
Plan & Payment Example**
| APR | Months | Plan # |
|---|---|---|
| 13.99% | 120 | 2833 |
| Project Cost | 120 Monthly Payments of |
|---|---|
| $5k | $77.60 |
| $10k | $155.20 |
| $15k | $232.80 |
| $20k | $310.40 |
Plan 4158:
No Interest if Paid in Full Within 15-Month Promo Period, With Payments Required
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
Plan & Payment Example**
| APR | Promo Period | Plan # |
|---|---|---|
| 17.99% – 24.99% | 15 | 4158 |
| Project Cost | After Promo Period, 69 Monthly Payments of |
|---|---|
| $5k | $126.50 |
| $10k | $253.00 |
| $15k | $379.50 |
| $20k | $506.00 |
Plan 9991:
Fixed Rate 11.99%-22.99% APR (Based on Creditworthiness) for 120 Months
Plan & Payment Example**
| APR | Months | Plan # |
|---|---|---|
| 11.99% – 22.99% | 120 | 9991 |
| Project Cost | After Promo Period, 69 Monthly Payments of |
|---|---|
| $5k | $106.75 |
| $10k | $213.50 |
| $15k | $320.25 |
| $20k | $427.00 |
**Numbers are subject to change and subject to credit approval.